Have you noticed a new account on your credit report listed as CBNA? It is probably because you have recently applied for a new credit card.
CBNA is an account that indicates a hard inquiry into your credit history.
If you applied for a credit card, you don’t have to worry about a CBNA account on your credit report.
If you didn’t apply for a credit card, you may have something more serious to worry about.
Read on to learn more about what CBNA is and what hard inquiry can mean for your credit score.
What is CBNA?
CBNA is a credit report code that stands for Citibank North America. Citibank is the 4th largest credit card issuer in the United States. They have over 138 million customers.
‘CBNA credit card’ may be on your credit report as a hard inquiry. This happens when you apply for a credit card through Citibank.
Citi has some of the most popular credit cards on the market such as:
- Citi Diamond Preferred
- Citi Double Cash
- Citi Premier
- Citi Prestige
- Citi Rewards Card
- Citi Simplicity
They also have co-branded cards with brands such as:
- American Airlines
- At&T
- Best Buy
- Costco
- Expedia
- The Home Depot
Citibank (CBNA) Hard Inquiries
- BBY/CBNA
- BRKSB/CBNA
- CBNA Best Buy
- CBNA Credit Card
- CBNA Home Depot
- CBNA Sioux Falls
- MONRO-DC/CBNA
- NTB/CBNA
- Sears/CBNA
- STPC/CBNA
- SYW MC/CBNA
- THD/CBNA
- Universal CD CBNA
What is BBY/CBNA?
BBY/CBNA is a credit report code that stands for Best Buy/Citibank North America.
BBY/CBNA may be on your credit report as a hard inquiry. It also may appear as ‘CBNA/BBY’. This usually happens when you apply for a Best Buy credit card through Citibank.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
What is BRKSB/CBNA?
BRKSB/CBNA is a credit report code that stands for Brooks Brothers/Citibank North America.
BRKSB/CBNA may be on your credit report as a hard inquiry. This usually happens when you apply for a Brooks Brothers credit card through Citibank North America.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
What is CBNA Best Buy?
CBNA Best Buy (or Best Buy/CBNA) is a credit report code that stands for Citibank North America Best Buy.
CBNA Best Buy may be on your credit report as a hard inquiry. This usually happens when you apply for a Best Buy credit card through Citibank.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
What is Home Depot CBNA?
Home Depot CBNA is a credit report code that stands for Home Depot Citibank North America.
Home Depot CBNA or THD/CBNA may be on your credit report as a hard inquiry. This usually happens when you apply for the Home Depot consumer credit card issued by Citibank.
What is CBNA Sioux Falls?
CBNA Sioux Falls (or CBNA Sioux Falls SD) is a credit report code that stands for Citibank North America Sioux Falls.
CBNA Sioux Falls may be on your credit report as a hard inquiry. This happens when you apply for a credit card through Citibank. Citibank’s full address in Sioux Falls is 5800 S Corporate Pl, Sioux Falls, SD 57108.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
What is MONRO-DC/CBNA?
MONRO-DC/CBNA is a credit report code that stands for Monro Auto Service and Tire Centers/Citibank North America.
MONRO-DC/CBNA may be on your credit report as a hard inquiry. This usually happens when you apply for a Monro credit card through Citibank.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
How long does a CBNA inquiry stay on your credit report?
A hard inquiry can remain on your credit report for up to 2 years. Each time a hard inquiry is made, it is recorded by one or all of the three major credit bureaus – Equifax, Experian, and TransUnion.
Having a single hard inquiry on your credit report like CBNA won’t cause much damage to your credit score. However, if you have multiple credit inquiries within a 2 year period, they can impact your credit significantly.
How to remove CBNA from your credit report?
Lexington Law specializes in removing CBNA inquiries and other negative marks on your report. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.
They can also help you dispute (and possibly remove) the following items:
- late payments
- collections
- charge offs
- foreclosures
- repossessions
- judgments
- liens
- bankruptcies
CBNA Contact Information
Credit Bureau of North America, LLC
200 Creekside Dr.
Dickson, TN 37055
Phone No. – (615) 446-7128
Fax: (615) 446-2111
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